Payment should clear within 7 days from the date the auction/purchase closes. Sorry, we will not guarantee availability of the product after 7 days of the date of purchase if your payment doesn't clear. You will be issued a refund in that case. We accept PayPal, Master Card and American Express. Credit cards are processed on the phone so you will need to provide a valid phone number upon the end of auction.NY State eBayers are required to pay NY State sales tax in addition to the final item cost ( 8.375% of the final bid or "BIN" Price). We are committed to bring you the best products at the lowest price. Unfortunately, a product might be out of stock, yet listed in our store. This is rather rare and only happens because of human counting errors. In this case, we will promptly refund your payment and let you know when this item will be available.