I accept payment through PayPal only, Not responsible for loss or damage with out Insurance. Welcome and thanks for shopping StickyBeak. All New Store Items are warehouse shipped direct to you and in stock at time of listing. If item is out of stock immediate refund will be refunded with my apologies or next reasonable ship date not to exceed 30 days, your option. Special order items will have a estimated ship date. Return policies vary from my venders or manufactures. Sorry I must charge sales tax to my California customers.