Re: Insurance - If you want it, you buy it and it is required outside of USA. Calculated shipping outside of U.S. NO RETURNS for Items shipped outside USA. Sorry - too much expense involved. Shipping outside U.S. must be insured at your expense; International buyers must use Pay Pal. I will accept money orders from USA buyers and I find the shipping calculator isn't 100% accurate in all shipments, so I reserve the right to vary a little....probably final packing materials. I AIM TO PLEASE..