All payments must be received within 48 hours (2 days) of auction end. Combined S & H is available on clothing items only, excluding coats and heavier items, and is calculated via the following method: The highest S & H will be charged first then 50% off S & H on each additional item. To qualify for combined S & H, all items must be paid for at the same time in ONE single payment. Please email me when you are done shopping and I will send a revised invoice. Please DO NOT checkout or send payment until you have received the revised/combined invoice. Insurance is Optional. Thank you.