Payments: Pay pal. You can use Credit Cards with pay pal. Shipping: Shipping Costs are estimated in the listings. Invoices will be adjusted for actual shipping cost. We ship by USPS, UPS and Federal Express. We use USPS and UPS Calculated Rates with your Zip Code. You will receive an e-mail with the USPS Conformation Number or the UPS / Federal Express Tracking Number when your package is shipped. You Fiesta will be shipped in 48 -72 hours after payment. Handling: $1.00 - Cost to process order. Insurance is not required. UPS and Fedex have Insurance included in the Shipping and Handling. The United States Postal System (USPS) does not have Insurance included in the Shipping and Handling. If you want USPS Insurance please contact me when payment is made. Return Policy: No questions asked. 7 day - %100 Percent money back Guarantee on all returns. Shipping, Handling and Insurance are included. Returns should be made within 7 days of delivery date. I will reimburse all money on returned Items by paypal.