I accept PAY-PAL, cashiers checks, money orders, and personal checks. PERSONAL CHECKS WILL BE HELD FOR 10 days before item ships. All items to be fully paid for within 10 days of auctions end. Buyer pays for all shipping costs and insurance (optional). Shipping and insurance fees are NON-REFUNDABLE. I ship USPS priority mail. Items sold As-is, no return, unless ad states otherwise.