If you wish to have it insured against loss or damage to ornament in transit please add the optional insurance fee. I CANNOT BE RESPONSIBLE FOR LOST OR DAMAGE TO ITEM AFTER IT LEAVES WITHOUT SHIPPING INSURANCE. I prefer Paypal or Money Orders if paying by check your order will be sent to you after check clears. All orders will be sent out in a timely matter. I do cash refunds but return shipping will be your responsibility. REMEMBER DISCOUNTED SHIPPING AND HANDLING ON ADDITIONAL PURCHASES.