Payment should be made within 72 hours of auction close. Insurance is included in shipping. We ship within the contiguous 48 states. Shipping can be arranged to Alaska, US Virgin Islands, Puerto Rico, and Canada for an additional charge. However, bidders from these areas should query us before submitting bids so that they are aware of the amount of the extra expense. Money orders, cashiers checks, and e-checks through PayPal are accepted in addition to the normal PayPal processing. We will accept personal checks but order processing begins only after payment is cleared.