Payment must be received within 10 days of close of auction. Insurance is optional, but highly recommended. We are not responsible for UNINSURED items which are lost, misdirected or damaged during shipment. There is a $25 fee for all returned checks. Please include item # with payment. In the highly unlikely event that you receive a damaged item, please contact us immediately. Save all cartons and packing material for the shipping company so that we can expedite a replacement.