I am not responsible for lost or damaged items unless package is insured. If insurance is not purchased, seller is not responsible for ANY loss or mishandling once the item(s) enters the postal delivery system. Items are shipped within 24-48 hours of comfirmed payment (except Sundays and Holidays) . Payment required within 7 days of Auction Close. I do allow a few extra days for receipt of checks or Money Orders. Thank you FROM THE LOFT