3 MONTHS INTEREST FREE FINANCING

      With credit approval and total order value over $1000.

• Three months interest free program allows you to make your monthly payments with the option to pay the full amount within three months after which we will refund all your interest charges.
• No complicated financing documents to fill out. One simple form gets you approved.
• Fast turnaround time. Once you pick out the fur of your choice, we usually have “same day” credit approval during normal business hours.
• Our 12,  24 and 36 month contracts make your minimum monthly payment affordable and within your budget.

Easy Financing Steps:    

Contact us furclearinghouse@sbcglobal.net or call 314-725-3877 to receive an application, sign and fax it to 1-314-725-5022 or mail to us. Litchfield Hills Financial, LLC will then contact you directly through e-mail or by phone, and provide all the documents needed to obtain financing for your new purchase item(s). The documents will be filled out and ready for signature. It is necessary for you to provide certain personal information that includes identity verification documents. After Litchfield Hills Financial, LLC receives the documents, your purchase item(s) will be released for delivery.

   Before applying for credit, make sure the purchase item(s) is available. E-mail us at furclearinghouse@sbcglobal.net or call 314-725-3877 to check availability, also mentioning you consider payment through financing.

Financed sales are "final" and adjustments can only include replacement with another item of equal value. Therefore, you are advised to compare prices and try on the same style of coat in fur retail stores before commitment.

Frequently Asked Questions:

Q : What are the basic qualifications to get approved for financing?
Q : Can I choose partial financing and pay the balance by other means?
Q : How soon will I be notified after I submit my Initial Credit Application Form?
Q : What documents will be required from me after approval?
Q : How much will my monthly payment be?
Q : What are the basic terms of the loan?
Q : When is the first payment due and how do I make the first payment?
Q : Can I repay the loan in full or accelerate payment without penalty?

Q : What are the basic qualifications to get approved for financing?
A : Most customers with credit scores over 600 are automatically approved, but must be able to provide positive identification documents and have a valid checking account in their name. Customers with credit scores below 600 will be required to make a substantial down payment on their order.

Q : Can I choose partial financing and pay the balance by other means?
A : Yes. We encourage making a down payment by credit card or check and then finance the balance of your purchase through Litchfield Hills Financial, LLC.

Q : How soon will I be notified after I submit my Initial Credit Application Form?
A : You will be advised within 24 hours of your application on weekdays. In many cases, our response time is less than three hours during normal business hours.

Q : What documents will be required from me after approval?
A : 1. A copy of your driver’s license from the state in which you reside.
      2. A copy of a void check from your checking account for the purposes of identification and to confirm your checking account for electronic debiting of your monthly payments.
      3. A copy of a valid credit card in your name for identification purposes and to use should you become 15 days or more delinquent.
These items along with the completed and signed Retail Installment Contract and Credit Application should be sent directly to Litchfield Hills Financial, LLC. You will receive all this information and instructions by e-mail directly from Litchfield Hills Financial, LLC.

Q : How much will my monthly payment be?
A : That depends on the size of your purchase. An average $3000 purchase would have a monthly payment of approximately $114.42 per month for 36 months.

Q : What are the basic terms of the loan?
A : The normal loan of $3000 or more is paid over 36 months. Loans of less than $3000 are paid over 24 months. The current APR is 21.9 %. APR is subject to change in line with prevailing market interest rate.

Q : When is the first payment due and how do I make the first payment?
A : Your first payment will be deducted from your checking account approximately 45 days from the date of your order. You may pick the 5th, 15th or 25th of the month as your payment date.

Q : Can I repay the loan in full or accelerate payment without penalty?
A : Yes. The sooner you pay the account off, the more interest charges you will save. There is no penalty for prepayment.