All PayPal methods are accepted. You may also pay by personal check or money order (personal checks are held 7 days before shipment is processed). Buyer must pay shipping fee (insurance is included in shipping price except on auctions w/ a calculated shipping rate, insurance is added based on final value at end of auction with these listings). You may return any item for a full refund, less shipping and handling within 5 days from receipt. Please note, all single coins are sent to you sealed in a plastic flip - coin must remain sealed if you want to return it. See our feedback and bid with confidence. Have fun & Good Luck!