PayPal Preferred but I will accept money orders. Insurance is extra - I am not responsible for loss or damage due to postal neglect. Please contact me before purchase if you have questions. Payment must be received within 3 days if paying by paypal - if paying by money order, please email me within 3 days and make payment within 5 days. If payment is not received within the time specified - I will re-list the item and notify ebay of nonpayment.