Payment is due within FIVE days of auction close. Please contact me if you need more time. I am happy to work with you! Due to ebay policy, I can only accept Paypal. I usually ship on the SAME DAY payment is made. I ALWAYS combine shipping - It is based on weight and you must WAIT for a combined invoice from me! Purchases of $100 or more will ship for a flat rate of $5.00 within the U.S. Shipping discounts only apply when all purchases are paid for in ONE PAYMENT. Insurance is optional, and without purchasing it, I am not responsible for the package once it is shipped. Please email me with any questions regarding payment and/or shipping prior to bidding/purchasing and I will respond right away! Unfortunately, I can no longer ship orders of $50 or more internationally unless it is via PRIORITY mail.