Payment is due within FIVE days of auction close. Please contact me if you need more time. I am happy to work with you! I accept Money Orders, Cashier Checks and Paypal. I usually ship on the SAME DAY payment is made. I ALWAYS combine shipping - highest cost first, then only $1.50 per additional item. Purchases of $100 or more will ship for a flat rate of $5.00 within the U.S. Shipping discounts only apply when all purchases are paid for in ONE PAYMENT. Insurance is optional, and without purchasing it, I am not responsible for the package once it is shipped. Please email me with any questions regarding payment and/or shipping prior to bidding/purchasing and I will respond right away!