I accept paypal.No personal checks accepted. Shipping insurance optional. I will not be responsible with shipment cost by shipment and lost packages without insurance.All sales are final,no returns except item was misdescription. Payment due within 3 days of close of aunction.If not paid on time- Negative feedback will be left and reported. All sales are final so please ask all questions before bidding.I combine shipment fee for multiple items won with a special discount.