Payment is expected within 4 days. If payment is not received by that time I file a non paying bidder report with eBay. If there is a problem, please contact me. I can't resolve a problem I don't know about. I do offer combined shipping on multiple items purchased. After the first card, each additional card is 50 cents. International shipping rates are 5 dollars for the first card and 50 cents for each additional card. Most packages ship via USPS within 3 business days. Feel free to email with questions on shipping and payment. If you do not agree with these terms please do not bid!