UNLESS STIPULATED, INSURANCE IS RECOMMENDED BUT NOT REQUIRED. I WILL BE NOT HELD RESPONSIBLE FOR ITEMS LOST IN THE MAIL THAT HAVE NOT BEEN INSURED. PERSONAL CHECKS WILL HAVE A 10 DAY CLEARING BEFORE ITEM IS SHIPPIED. NO REFUNDS, COLOR or STYLE EXCHANGE ON TAILS ONLY. I DO COMBINE SHIPPING ON TAILS, CONTACT ME FOR PRICING. DO NOT BID IF YOU DON'T PLAN ON BUYING. PLEASE CONTACT ME ABOUT PAYMENT AT END OF AUCTION. PAYMENT MUST BE RECEIVED WITHIN 72 HOURS OF CLOSE OF AUCTION. I REPORT ALL NON-PAID ITEMS TO E-BAY. ALL ITEMS ARE SOLD AS IS.