We prefer PayPal; however, will accept Money Orders. If Buyer is outside the US, please contact us prior to bidding for shipping rates. Shipping costs listed in our ads are for the US only! Insurance is optional BUT remember if you do not purchase it, we are NOT responsible for items lost in the mail! Payments are expected within 7 days of purchase. If other arrangements are not made and payment is not received within this timeframe, the item will be re-listed and negative feedback given. All sales are final, unless we have grossly misrepresented the item in our ad.