Payment is expected within 3 days of receiving an invoice. To keep shipping costs lower on books, movies and music, I use media mail. *USPS states that shipping media mail can take anywhere from 2-9 days using this method. I want customers to realize that, in reality, it can sometimes take up to almost 30 days before receiving your item, especially during the holiday season. I use media mail specifically because it keeps customer costs down. If you would prefer a faster way of shipping, please let me know and I will try to accomodate. I prefer Paypal as payment, although personal checks will be accepted, after having been cleared. At this time, I cannot accept international orders. Responsibility of insurance belongs to the buyer.