When you are finished purchasing a single item you may checkout with PAYPAL by paying the total amount shown for the item plus Shipping and Handling. For combined or multiple purchases please wait for us to send you an invoice which will allow us to calculate the discount for your shipping. If insurance is optional, please add that amount to your total if desired. Any item shipped without insurance is at the buyers risk. We are not responsible for items damaged once it is handed to the carrier for delivery. NOTE: Please pay your total using PAYPAL. All other forms of payment are no longer accepted due to eBay policy changes that restrict us from accepting other payment options. If you have any questions please use the eBay message system by clciking the "Ask Seller A Question" link on the auction page. Thank you!