Buyer assumes all shipping and handling fees. I do combine shipping on multiple items. A physical street address is needed to ship UPS or else UPS will not deliver. If your item is not paid in 7 days I will file a dispute with ebay to collect funds and will leave unpaid item strike if item is unpaid. Refunds are by exchange only if item is still available and must contact me via email within 3 days of receiving item and can be returned at buyers expense. Insurance is optional on all items.