I prefer PayPal, There is no charge to the buyer and you can use your checking acct. or a credit card. You receive your item faster and you save a stamp, all sales are final and must be paid at once. Of course if item is not as advertised and you are unhappy with the product that you purchased from me, email me at once and I will refund your money (less postage) as soon as item is returned to me postage paid. Outside of the United States contact r_and_l for postage and I will accept PayPal only