Payment is expected within 3 days of auction close. I do refund for the cost of merchandise only, not for shipping both to and from. I will issue the refund upon receipt of the returned item. If I make a mistake, I will happily refund you your money and provide shipping for you to return the item to me. I will ship within 2 days of receipt of instant payment or e-check clearing, most times sooner! Thank you and Happy Shopping!