We accept paypal.Also we accept payment by personal check and wireing to our bank account.Will give you our bank information,so please contact with us.If you are going to send us a check please ask for our adress in U.S.A.,so we will receive the checks quickly. Payment should be received within 4 working days from purchase. Items are shipped shortly after receiving payment.We will ship the items by Fed-Ex. 3 Days delivery to U.S.A. ,The insurance is optional.