Use the eBay checkout system within 48hrs. Paypal preferred and receives immediate shipment. Insurance is optional on purchases valued less than $250. Insurance will automatically be added to all purchases of $250 or more unless you contact us to waive the insurance. CALIFORNIA RESIDENTS will be required to pay applicable Sales Tax unless we receive a signed copy of BOEreg1668, Appx A or valid Seller's Permit for tax exemption. Contact us for details.