Paypal, money orders, or personal checks accepted. I try to give only the most accurate descriptions. However, if an item is described inaccurately or I miss a problem, I will happily refund your money. My items are all guaranteed! I want you to be completely delighted with your purchase! However, please note that I will return your money ONLY IF I have missed a problem or given incorrect information. Please let me know within 7 days. Thanks!!