PayPal preferred. Also personal checks, and money orders. Checks must clear bank before item is shipped. Shipping by U.S. Postal Service - inside U.S. by Priority, outside U.S. shipped by parcel post. Insurance optional. All items sold as described. Please email me with questions before you purchase. Returns only if item is not damaged or inscribed to buyer. Seller is not responsible for damage incurred during shipping - buyer should purchase insurance.