PayPal preferred and accepted from CONFIRMED SHIP TO ADDRESSES only. Others may send Money Orders, Cashiers Checks or Personal Checks. See item description for (additional) insurance coverage and other particulars. Shipping and insurance charges will be more if shipped outside the contiguous United States. For returns, you will have 3 days from the time you receive your package to contact us if there is a problem. We will accept returns only if the item is not as described. Postage is the responsibility of the buyer.