Shipping, Return Policy & Terms of Sale are listed on each item. Payment is expected immediately on Buy it Now items and within 3 days after any auction. If you need other options, simply contact me right away and we will set them up. I never accept returns on Auctions or Type key jewelry, those sales are always final. Email me at: booboobear5000@aol.com if you have any questions and I answer promptly. Returning customers get a discount, too! I usually ship the same day as payment clears, within hours.