My gramma offers very flexible payment and shipping optios. Every ebayer is welcome to bid. She allows a full 10 days to pay for your item, even on a buy it now! So, no worries... you can bid and wait for that next paycheck. She does ask that intrnational bidders contact her to get a quote for additional shipping befor bidding. Shipping is within 48 hours of receipt of payment, but usually my grama gets the items out within 24 hours, she's good like that!