.Seller accepts payments through PayPal or by credit card through EBAY. Any other payment methods must be within E-Bay guidelines. . Insurance is provided by the seller on all sales unless the item is of small value (less than $20) and the seller has more of the same items in stock. Time Payments may be allowed for items over $100.00 with the Seller's permission. . Payment must clear before packages are sent. . Seller prefers that payment is made within 7 to 10 days of sale ending. . Buyer may return merchandise and receive a refund for cost less $5.00 restocking fee. Buyer responsible for return shipping and insurance. . Buyer must contact Seller if the mechandise is broken, not in satisfactory condition or not as advertised. . Seller strives to give 100% satisfaction to Buyers so please make contact if there is a question or problem about merchandise.