Payment for purchases are through Paypal per Ebay guidelines. We will only ship to United States and Canada addresses until we can gain more knowledge on overseas shipping. Insurance is optional and will be added to your shipping cost. All of our items are shipped in boxes unless they are flat forms that are appropriate for an envelope. We offer shipping discounts for multiple item purchases. Items shipped 3-5 days after payment is received for purchase then USPS takes anywhere from 2 to 7 days via first class mail or parcel post.