PAYPAL IMMEADIATE PAYMENT ONLY ----- NO ECHECKS ----- If you upload money from your checking accout --That is an ECHECK...it will tak a week to clear. After payment is received your item(s) will be shipped within 1-2 business days,(DOMESTIC) unless otherwise requested (INSURANCE INCLUDED). RETURNS - 3 DAYS POLICY IF THE ITEM IS NOT AS DESCRIBED ONLY. I AM NO LONGER GIVING REFUNDS FOR ITEMS THAT YOU THOUGHT " WOULD LOOK DIFFERENT ON YOUR HAND" OR "DOES NOT MATCH YOUR EXISTING JEWELRY". International shipments will be Shipped within 3-4 business days and shipped USPS express INTERNATIONAL (NO INSURANCE) TO ALL INTERNATIONAL BUYERS - YOU TAKE FULL RESPONSIBILITY AND RISK FOR THE PROPERTY ( LOST OR STOLEN OR NON ARRIVAL). I can also ship UPS with insurance ( much more expensive about $ 39.00 on average) Fees domestic is $ 7.00 ALL INTERNATIONAL $ 25.00 - $39.00