For insurance please add $1.60 for amounts up to $50, add $2.70 for price over $50 but under $100, add $3.40 for price over $100 but under $200, and add an additional $1 for every $100 over $200. Please note that I am not responsible for lost or damaged items if you choose NOT to insure. I would appreciate if you would kindly email me upon auction closing to let me know your plans for payment.