INSURANCE - your option if the total is under $100, but the risk is obviously all yours if you pass on insurance. Over $100, I require insurance. US buyers - PayPal or Money Order or Cashiers Check preferred, personal checks ok under $50 if you have good feedback. If you have won multiple items, you may either wait for the combined shipping invoice, or pay now and get a refund on the overage via PayPal. Non–US buyers – PayPal preferred, and I will first send an email with shipping options.